Why is it so hard to elevate good cholesterol HDL, I been excercizing like crazy, but it hardly budges up.?

That's (literally) the million dollar question. Then only things that have been shown to increase HDL are exercise & prescription, time release Niacin.

Exercise has other benefits, so keep it up. If you're at increased risk for heart disease ask your doc about Niaspan.

a low-fat diet avoiding saturated fats it's essential.

For a number of years, the author has studied the effects of the following food and nutritional supplement programs, recommended to a large number of patients. They produced a striking and gratifying improvement in health levels and well-being. Also of greatest importance was the fact that they were found to be instrumental in lowering the cholesterol content of the blood and in reducing the amount of harmful blood fats.

The five-step program. Here are the five steps that patients were asked to follow:

1. Include daily as a food supplement at breakfast two to four tablespoonfuls of Lecithin extracted from soya beans.

2. Add to your diet each day B complex vitamins in the most potent form. Avoid the cheaper preparations which provide only small and ineffectual quantities of the vitamins, and have little or no effect on the body. Your doctor or druggist can advise you which brands provide potent quantities of the vitamins.

3. Also add to your daily diet at least 25,000 units of Vitamin A, and 150 mg. of vitamin C.

4. Take two tablespoonfuls of soya bean oil, corn oil or safflower oil daily to provide the essential fatty acid necessary to proper nutrition. The oil may be used as salad dressing, taken with tomato or fruit juice, or in any way you prefer.

5. Include in your diet two to four tablespoonfuls of whole wheat germ each day. This may be eaten as a breakfast cereal with fruit, or sprinkled in your salad

Excercise is excellent for increasing enduration but not to cure every thing.

I used to jog few hours daily and was a runner for NB sneakers' testing. Also took niacin too. Cholesterol is very impressive but HDL never pass 42 year after year. However, medical experts say if HDL can reach to 60 then you maybe never have any heart trouble. So i would suggest you try an alternative method of some good foods, something very simple than you thought, additional to excercise for increasing HDL more instead.