|
|
| *Women health>>>Health Insurance |
Health Insurance for Newborn baby? |
I get health insurance through my job but I think I can get a better quote than what they offer if I go about it independently. What suggestions do you all have in terms of a good health insurance coverage? Is it best to have a higher deductible and lower premium or vice versa for a newborn? I want what will be the best for him but the most affordable for us. Thanks! :) take into considerations the coinsurance and copays, if your works provides a plan where its a high premium and high deductible, and high copays and the individual plan has better copays then it may be best to get individual plans. you will be taking the baby every 2 ,months for the 1st year. also some plans well baby visits are 100% covered and only visits for when he is sick you have to pay the copay & co-insurance. Babies can get sick a lot so if your wrk plan or individual plan has high copays it may not be best. i see a high copay being more than $20.00. and if you have to pay more than 10% in co-insurance. thats is always on top of your premium. until you meet the deductible which can take a long time unless the baby has some major charges. Find a good reputable brokerage that will help you find a policy based on your specific needs. i.e. budget, health history, etc. http://www.SmedleyInsuranceGroup.com is a great starting point. |
| Tags |
| Irritable Bowel Syndrome Liposuction Lung Cancer Lupus Health Insurance Heart Disease Hepatitis High Blood Pressure HIV Homeopathy |
| Related information |
take into considerations the coinsurance and copays, if your works provides a plan where its a high premium and high deductible, and high copays and the individual plan has better copays then it ma... Talk to your insurance provider to get specifics, I think each one varies. I know that when our twins were born they were covered under my policy for 30 days. We had to get the insurance for them a... this book will help you ... You definitely do not want to allow a lapse in coverage for your child. Anytime you do not maintain continuous health insurance coverage then you can set yourself up for a lot of headache and troub... That is a very intersting concept. No, I have never heard of it being implemented. I am sure they would have a lot of takers among the elderly, but Medicare eats that expense. ...Check with a social worker at the hospital where you plan on delivering. The rules for state assistance are different in each State. Ask the social worker and she will get you started in the right ... Costs differ state to state because each state is rated seperately. Many of the states have different law or regulations on what insurance can/should/must/can't do, and as a result, each stat... In some states it is as 'horrid' as the first answer. Most aren't actually that bad. What state were you looking at coming to? How old are you? Who do you want to cover (yourself... |
Health Categories--Copyright/IP Policy--Contact Webmaster The information on whfhhc.com is provided for educational and informational purposes only and is not a substitute for medical advice or treatment for any medical conditions. |