Health, Dental Insurance and divorce?

I've been married for 4 years and 9 months, and now I am going to get divorced by mutual agreement. I don't have health insurance but my husband does. After divorce, can I bargain half the time of the duration of the marriage, to keep been covered.

If your husband works for a company with 20 or more employees and you both have group health insurance through the employer than the COBRA laws dictate that you will be eligible for a COBRA group continuation plan for at least 18 months.

This is not dependent upon any type of divorce decree this is law so do not feel as if you have to bargain to be able to get onto the COBRA plan. However, you may want to bargain to get him to pay for some of the premium cost as COBRA (and all group health insurance) is rather expensive.

If you are somewhat healthy then it almost always makes sense to save some money and purchase a much cheaper individual health insurance plan.

Here is some more information on COBRA plans and your rights:

everything is negotiable in a divorce. but there are laws about health insurance and most HR departments will not allow an ex wife to have coverage. but your kids can be covered. you can get a cash deal for him to pay for your cobra for x months. check out this site: www.divorce360.com they have lots of answers.

A judge can order he keep health insurance on you. That is about the only way. It is a law thing with the insurance company. Has nothing to do with him. You can also pick up a cobra plan threw the insurance company that is rather expensive though.

yes, until your x-husband remarries you can be on his health insurance. If you want to continue after that you have to pay the premium.

Probably not. Most employers will not allow him to carry you after the divorce is final.

Yes, if his policy allows for him to cover an ex-wife.

I suppose you could. But why not just act like an adult and get your own? Are you a child or disabled?

yes