Why should someone like me get health insurance?

I'm 19 , and don't have health insurance . I don't have a job right now , but I'm living with my buddy . I plan on getting a job with in the next year or two so i might be able to find one with benefits . But the point is I'm a perfectly healthily person . Sure i get a cold once a month but who doesn't . And sure i eat fast food twice a day and drink atleast one soda a day but this is pretty normal for people my age . And sure i have a mild case of asthma and allergies but this is very common . And sure i haven't been to the doctors since i was 15 . And sure i am 6'2 250 pounds . But these are all normal things that everyone goes through and ill be fine . I would like to know what you guys think though thats why I'm asking this question .

I refuse to get health insurence until we have a universal heathcare plan!!!

You should purchase health insurance in case you develop a major health problem that is too expensive for you to be able to cover on your own.

I am guessing that at 19 years of age you couldn't just plop down $25,000 for a broken leg, $300,000 for cancer treatment, or even $10,000 for some intensive tests if something abnormal appeared on one of your checkups. If you have that kind of money laying around and you can give it to the Dr or hospital without blinking then you dont need health insurance.

If you don't have that kind of money then find a cheap health insurance plan for $50/month or so and then you don't have to worry about large medical bills like that.

Remember, the single biggest cause of personal bankruptcy in the US is due to medical bills.

Here is some information on finding a cheap health insurance plan:

Insurance isn't for the occasional cold. Self-limited minor illnesses don't need medical attention. But let's say you're in an accident, or you're exposed to something that requires hospitalization for an asthma attack worse than anything you ever had. Or you might have something as mundane as appendicitis. The chances are small, but not neglibibly so, and the expenses can be enormous. You may want a policy with a rather high deductible to keep down costs, but going without insurance is risky.

haha. because every sentence that began with "sure I..." is one of the things that could infact cause you to need to get medical treatment. its jsut a good idea. what if you get in an accident or something? you can control what other people do. who knows if someone else will harm you by accident, or on purpose? thats right, no one knows. so you should get it just to be on the safer side of life. this is not the time to be a rebel.

I just came across this website, you may find many useful information on health insurance quotes, hopefully may help you:

http://all-health-insurance-quotes.blogs...

because if you have an accident happen and aren't insured (renter wise or healthcare) you will end up with some very hefty hospital bills.

About 18 months ago my brother was diagnosed with a severe case of malenoma (skin cancer) that had spread. Just for the surgeries he is going to be paying close to 250K, his other treatment options were out of his reach. He is self employed and couldn't afford health insurance. You can never tell, when you are going to get sick or need medical attention, in the long run it is a good investment even if you are young and healthy now.