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Health insurance for my daugter?


ok heres the deal, icurrently have my 14 month old daugter on my insurance that im offered at work i only pay like 9 bucks for myself but for her i have to pay 80 dallors a week its killing me is there something i can do about this? My insurance is Kaiser permanente. Would it be beetter for me to take her off my insurance and go directly to Kaiser and try to get it? THANKS

$80.00 just for her thats $320.00 a month

If your daughter is healthy then you will most definitely be able to find a cheaper individual health insurance plan.

Individual health insurance is usually about 1/3 to 1/2 of the cost of a group health insurance plan with similar benefits (of course you should stay on the plan if you employer is paying for your group health benefits).

Be sure and compare quotes to find the best deal on coverage for your daughter.

Here is some more information on what to look for when searching for individual health insurance plans:

You can definitely get less expensive insurance for your daughter, but if you want to keep her on Kaiser you won't get a better deal buying individual insurance -- it's cheaper through work even if your company doesn't pay any of her cost. Kaiser is pretty expensive, so if you don't care about the provider, take a look at Anthem, Blue Cross/Blue Shield, and so on -- they are generally alot less costly.

It sounds like your job is paying more than 50% of your medical coverage which is SWEET. most companies offer Insurance , but dont contribute to the prieum. Like my company. When I worked for the Public School System - they paid 100%. In Florida- we have something called "FL Kidcare" which is like $20.00 a month only for your child. Id go to unitedhealth care.com and Blue cross/blue Sheild to see if they could offer you a better deal. I've never heard of Kaiser before so maybe your getting a steal. I pay 165 a week for my hole family on Aethna Insurance.

Your getting a good deal!
Is that just for you and 1 child or you and your wife and child?
If its for your family- thats nice

You're getting ripped off. I have full coverage through blue cross just for myself and I pay $50 a month. My parents only paid 130 a month for them and 5 kids.

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