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Do antidepressants cause higher health insurance rates?


If so, why? Also how much higher. I probably need them, but I also don't need higher rates. I already pay over $200 a month.

Also does anyone know for how long having that in your medical records affect your health insurance rates?

Thanks.

Lucky me. : /

If you currently have health insurance the premium will not go up because of the medication.

The premium will not increase if you get on a group health plan but if you look for another individual health plan the fact that you are taking medication could cause the premium to increase or could cause you to be declined.

Why is because mental health care is outrageously expensive and you are now a higher risk to the insurance company. Your existing insurance company cannot single you out for a rate increase based on claims history. However, if you ever want or need to change insurance companies you may be subject to up-rating or denial of coverage of a new policy based on your medical history. Your medical history is with you (ostensibly) forever.
Don
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Anti-depressants do not raise your premiums. Depression is one of the relatively cheap health costs.

It didn't cause mine to be higher. That's all I can compare it to.

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