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How much should health insurance cost me monthly,Im 42,working for large retail company,thru them!?



How much should health insurance cost me monthly,Im 42,working for large retail company,thru them!?

It depends on where geographically you are, and if the company is paying a portion of the benefit. It also depends on the deductible that is in place, what your co-pay is, and if its an HMO, PPO, or another kind of plan. Very difficult to tell, however, if you're paying over $1,000 per month its pretty safe to say you're picking up 100% of the cost. Closer to $100 per month, and you're likely getting an ok deal. Have a look at others in the area and you'll get an idea. Also, if you want to, take a look at the insurance website, or go to einurance.com (I think - you may want to google brokers also) just to get an idea of the marketplace. Source(s): Working for a Blue Cross company and as a Healthcare Admin for a chemical company.
Generally, your age range is going to cost about $400 a month, I'm not counting a family plan, just an individual.

How much your employer picks up is a completely different matter. Some employers pick up none of it, some pick up a percentage, some a flat dollar amount - it varies wildly. I'd say the majority of employers probably pay about half.
agent, 21+ years
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